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Interbank Moçambique, S.A.

Artificial Intelligence

Artificial intelligence for banking in Mozambique.

We implement AI solutions that help banks, microfinance institutions, fintechs and insurers decide faster, reduce risk and serve customers better.

A team of bank analysts reviewing AI analytics dashboards

Capabilities

Fraud detection

Real-time transaction analysis to flag suspicious patterns across cards, ATMs, mobile wallets and transfers.

Credit risk analysis

Scoring models that assess loan applications with more data and more speed, including microcredit.

Virtual assistants and chatbots

24/7 service in Portuguese and English on the website, WhatsApp, SMS and mobile apps.

Compliance and AML

Support for anti-money laundering, KYC verification and transaction monitoring.

Intelligent document processing

Automatic reading of IDs, NUIT, statements and forms to open accounts and process files faster.

Predictive analytics and reporting

Forecasting liquidity, ATM cash demand and customer behaviour, with management dashboards.

Product personalisation

Product recommendations and offers tailored to each customer profile.

Process automation

Automating repetitive back-office tasks, reconciliation and internal helpdesk.

Benefits for your institution

Less fraud and loss

Earlier alerts and fewer false positives.

Faster decisions

Credit and account opening in less time.

Better customer experience

Always-on service and consistent answers.

Lower operating costs

Teams focused on higher-value work.

Greater financial inclusion

Assess customers without a traditional banking history.

Control and security

Delivered with data protection, auditability and human oversight.

How we implement

  1. 01

    Assessment

    We identify the processes where AI delivers the most return.

  2. 02

    Pilot

    We test with the institution's real data in a controlled environment.

  3. 03

    Integration

    We connect the solution to core banking and existing systems.

  4. 04

    Training and support

    We train your teams and track the results.

Shall we build the next generation of financial services?

Talk to our team to identify the right solutions for your institution.